Reasons to get an appraisal from CR Consulting & Appraisal Services

Thousands of people in Pennsylvania buy, sell or refinance their home every month. Many of these transactions consist of a simple line item for an appraisal. Practically all lenders still call in a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that may appear more prudent than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a licensed, independent real estate professional could come in handy.


	For real estate appraisals in Camp Hill and Cumberland County, it's easiest when your order online from CR Consulting & Appraisal Services, just click here.

Let CR Consulting & Appraisal Services help you dispute your tax assessment in Cumberland County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if prices have declined in your neighborhood, you can appeal your assessment and save money. An appraisal from CR Consulting & Appraisal Services is your best evidence when building your case. At CR Consulting & Appraisal Services,we can assist you in disputing your tax assessment.

Let CR Consulting & Appraisal Services help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is damaging because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, CR Consulting & Appraisal Services will provide you with a statement regarding the value of your home. The price you paid for the home valuation can usually be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the difficult decision of who gets the property, and it can be an especially heartbreaking ordeal for both parties. Regardless of the circumstances, it's prudent to order an appraisal from CR Consulting & Appraisal Services so both parties are entirely aware of the true market value of their house.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. And since a home or other property often makes up an uneven share of the total estate value, knowing the absolute value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let CR Consulting & Appraisal Services assist you in relocating to or from Cumberland County

Employee relocation can be a real pain, and we understand. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered during our intensive process.

Selling your home quickly at the right price with an appraisal from CR Consulting & Appraisal Services

A professional appraisal will help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.